Medical aid online application

2024 GEMS Symposium

Join us at the upcoming 2024 virtual annual GEMS Symposium.

Member Educational Material

Find all your member educational material here. To access the material

2023 Annual Integrated Report

GEMS 2023 Annual Integrated Report and Draft Financial Statements are now available.

Scam Alert

GEMS does not offer Gap Cover. Please do not accept any fake gap cover from GEMS through this unknown source. For more information

Tax Certificate

To learn more about your Tax Certificate

GEMS Member App

The Member App is available on Huawei AppGallery. Download the Member App today and Discover the Brilliant Features!

Avoid Claim Rejections

For more information

GEMS Employee Value Proposition

For more information

SWITCH

to EVO and Save !

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Let's help you find what you are looking for.

The Member App is now available on Huawei AppGallery. Download the App today and experience the brilliant features! We have made it convenient for you to update your details on the GEMS Member App. Update your personal details, contact information, and more in real-time today! EVO Switch period is OPEN for all Emerald members until 31 October 2024. Dial *134*20018# to switch today! Access your membership e-card and more on the GEMS Mobile App. Download the App today and experience the brilliant features!

Tanzanite One

Entry Level Care-coordinated Network Option

In-Hospital benefits within a defined hospital network subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS Network and FP nomination and Specialist rules

From R 1363 pm

Beryl

Entry Level Network Option

In-Hospital benefits subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS network

From R 1538 pm

Ruby

Mid-Level Savings Option

Comprehensive In-Hospital benefits. Out-of-Hospital benefits subject to a Savings account and Block Benefit

From R 3180 pm

Emerald Value

High Level Care-coordinated Network Option

Comprehensive In-Hospital benefits within a defined hospital network.Comprehensive Out-of-Hospital benefits subject to GEMS network, FP nomination. Day-to-day Block Benefit

From R 2975 pm

Emerald

High Level Benefit Option

Comprehensive In-Hospital benefits

Comprehensive Out-of-Hospital benefits subject to Day-to-day Block Benefit and Primary Care Extender Benefit.

From R 3554 pm

Onyx

Top Level Benefit Option

Comprehensive In-Hospital benefits

Comprehensive Out-of-Hospital benefits subject to a high value Day-to-day Block Benefit

From R 6162 pm

Calculate my contributions

Who would you like to cover?

Just Myself Myself plus dependants Adult Dependants Child Dependants Child Dependants

Are you on total cost to company?

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Qualifying Public Service employees could enjoy up to 100% subsidy from their employer.

Join GEMS

GEMS was registered on 1 January 2005 with the purpose of ensuring adequate provision of quality healthcare coverage to public servants that is efficient, cost-effective, equitable and provides further options for those who wish to purchase more extensive cover. We’re currently South Africa’s largest restricted medical scheme with over 800,000 principal members and 2 million beneficiaries. We offer six (6) excellent healthcare Benefit Options, namely: Tanzanite One, Beryl, Ruby, Emerald Value, Emerald and Onyx. Join GEMS today and experience the Brilliance.

Download our member app

Use the QR Code to download the GEMS Member App. Or get it from Google play or App Store.